Verify

Secure your customer journeys with automated KYC

KYC is essential to secure customer journeys and prevent fraud. Verify helps you verify user identities with reliable, automated checks that integrate seamlessly into your processes.

Their agreements are powered by Yousign

on G2

What is KYC ?

KYC (Know Your Customer) is the process businesses use to verify their customers’ identities in compliance with legal and regulatory requirements.

This step is essential to prevent fraud, secure transactions, and build trust between businesses and their users.

In today’s digital world, where services and transactions increasingly take place online, identity verification has become a key step for any organization. It helps protect both businesses and their customers while ensuring compliance with local and European regulations.

Discover our tailored solutions for your industry

Customer identity verification is now used across many industries, but it is particularly critical for organizations handling financial transactions, sensitive data, or contractual relationships.

  • Insurance

  • Real estate

  • Rentals

  • Human resources

  • Banking

  • Notaries

Preventing fraud with KYC

A reliable KYC process is a key pillar of security and trust. It helps businesses prevent fraud and identity theft while ensuring a smooth and secure customer journey.

A rapidly evolving fraud landscape

  • Rise in fraud

    Official EU data shows that payment fraud across the European Economic Area reached €4.2 billion in 2024, up from €3.5 billion in 2023.

    *European Banking Authority & European Central Bank, 2025

  • Cost of fraud

    As part of the 2025 GDPR impact assessment, identity theft in the European Union is estimated to incur direct costs between €6 and €15 billion.

    *CNIL – Cybersecurity Economics & GDPR, 2025

KYC: a cornerstone of compliance and security

Implementing a robust KYC process is crucial to protect your business and your customers. Without reliable verification, you face several major risks:

  • Money laundering

    Fraudsters can use your platform to disguise the illegal origin of funds through seemingly legitimate transactions.

  • Financial fraud

    Lack of identity verification makes it easier to open fraudulent accounts and use fake profiles for illicit transactions.

  • Identity theft

    Fraudsters may impersonate others using stolen or falsified documents.

  • Regulatory non-compliance and loss of trust

    Failing to meet KYC obligations can lead to regulatory penalties and undermine trust with your customers, partners, and employees.

An effective KYC process goes beyond collecting documents: it helps detect risky behavior, secure your transactions, and ensure that only verified customers access your services.

By adopting a rigorous and compliant verification solution, you strengthen operational security, streamline your onboarding processes, and build lasting trust with customers and partners, all while staying aligned with local and European regulatory requirements.

KYC Non-Compliance: Risks and Penalties for Businesses

Know Your Customer (KYC) obligations require businesses—especially financial institutions, fintechs, and platforms handling financial flows—to verify and maintain up-to-date information on their customers.

Failure to comply with these regulatory requirements can result in severe penalties, both financially and operationally.

  • Financial penalties

    Regulatory authorities can impose significant fines on organizations that fail to meet compliance obligations. Globally, over €200 billion in fines have been levied against financial institutions between 2007 and 2023 for breaches related to anti-money laundering (AML) and KYC controls.

  • Criminal sanctions

    In some cases, company executives may be held personally liable. The 6th European Anti-Money Laundering Directive provides for criminal penalties of up to four years in prison for serious breaches of compliance obligations.

  • Reputational damage

    Some supervisory decisions are made public. Sanctions issued by the ACPR or the AMF, for example, are published on their official websites.

    This exposure can significantly damage a company's image and erode trust among clients, partners, and investors.

  • Operational restrictions

    Beyond financial penalties, authorities can enforce corrective measures or limit business activities. This may include restricting the opening of new accounts, imposing enhanced controls, or suspending certain services.

KYC Regulations

Legal Framework and Compliance

Operate with confidence with built-in compliance fully aligned with European regulations.
Our solution makes it easy to stay compliant at every step of your customer verification process.

  • eIDAS Regulation

    The eIDAS Regulation (Electronic Identification, Authentication and Trust Services) sets the legal and technical standards for digital trust services across the European Union.

    It enables businesses to:

    • Verify user identities in a secure and legally recognized manner
    • Use electronic signatures (simple, advanced, or qualified) with legal validity across all EU member states
    • Ensure the integrity and authenticity of digital documents
    • Implement trust services such as electronic certificates, seals, and timestamps

    Leverage secure, legally recognized digital ID and e-signature solutions across Europe.

  • AML/CFT Compliance

  • GDPR Compliance

Switch to an integrated solution and boost the performance of your KYC processes

Without Verify

Today, many businesses rely on multiple tools to verify, sign, and monitor their KYC processes, resulting in:

  • Inconsistent and fragmented user experiences
  • Repetitive manual tasks
  • Difficult-to-control costs
  • Challenging performance tracking across your workflows

With Verify

Our solution integrates natively into your workflows for end-to-end compliance, delivering:

  • A consistent experience within a single journey
  • No duplicate data entry
  • Controled costs
  • Full tracking and audit trail across the entire process

Our KYC Solutions

  • Identity verification (Image & Video)

    Instant and secure verification of identity documents via image or video directly from a smartphone.

    Learn more

  • Face match identity verification

    Combining video-based document verification with biometric checks to confirm that the user is the legitimate document holder.

    Learn more

  • Watchlist screening

    Strengthen your AML/CFT compliance by screening against over 280 international sanctions and PEP lists (DG Trésor, Asset Freezes, OFAC…).

    Learn more

  • Bank Account Verification

    Instantly verify the validity and ownership of bank account details to secure your transactions.

    Learn more

  • Document analysis

    Automatically verify and extract data from various customer documents (bank statements, driver’s licenses, national ID cards, etc.) to prevent document fraud and ensure secure onboarding.

    Learn more

Stay in control,

Track your customers’ progress throughout your contracting workflows, from verification to contract signing.

  • View session statuses in real time
  • Instantly identify bottlenecks
  • Easily export reliable audit trails at any time
Learn more

Discover our KYB Solutions

  • Legal Existence Verification

    Automate the verification of a company’s existence and authenticity using official registers.

    Learn more

  • Identity verification of legal representatives

    Retrieve information about legal representatives and verify their identity.

    Learn more

  • Sanctions Lists Screening & Monitoring

    Strengthen your AML/CFT compliance by screening against over 280 international sanctions and PEP lists (DG Trésor, Asset Freezes, OFAC…).

    Learn more

  • Bank account verification

    Instantly verify the validity of bank details and account ownership to secure every transaction.

    Learn more

Talk to one of our KYC/KYB experts to find the solution that meets your needs.

FAQ

Frequently asked questions

  • A KYC (Know Your Customer) solution is a platform that automates identity verification and customer due diligence to ensure regulatory compliance. Yousign Verify combines identity checks (image verification, video verification, facial recognition), document validation, and AML screening to prevent fraud and identity theft. Our solution secures your onboarding workflows by integrating identity verification, screening against 280+ international sanctions lists (OFAC, HMT, EU), and help organizations meet AML/CFT requirements.

  • Automating your KYC process with Yousign Verify enhances the user experience, accelerates onboarding in just a few minutes, and reduces fraud risks. Our solution helps organizations address regulatory requirements (eIDAS, GDPR, AML/CFT) while optimizing operational costs. You benefit from real-time identity verification (ID card, passport), automated document checks, and continuous sanctions list screening. The process becomes faster and more reliable, making it easier to implement Know Your Customer checks across Europe.

  • Yousign Verify verifies all identity documents: ID cards, passports, driver’s licenses, and residence permits. For businesses, we check KBIS certificates, RNE registration certificates, proof of address, and bank account details (IBAN via Open Banking or SEPAmail). Our solution analyzes document authenticity, automatically extracts data (customer identity, address), and verifies consistency. Verification also includes screening for politically exposed persons (PEPs) and sanctions lists to ensure full compliance.

  • Yousign Verify is designed to help businesses meet regulatory requirements related to KYC, KYB and AML-CFT. Our solution takes into account European regulatory frameworks such as eIDAS and GDPR, as well as the main European anti-money laundering directives, and comes with ISO 27001 certification and secure hosting. Automated checks (identity verification via image/video/face match, screening against 280+ sanctions lists including OFAC, HMT, and EU, document analysis) streamline compliance processes and ensure full traceability. Single API, reliable results, and comprehensive audit trails available.

Spend more time on admin doing business.
Yousign takes care of the rest.

Want to know more? Talk to one of our KYC/KYB experts.

cta illustration